Rates
| Foreign Exchange Rates (Rates effective 2020-01-17) | Buying | Selling |
|---|---|---|
| United States (Dollar) | 1.3315 | 1.2804 |
Mortgage Rates
|
Residential Mortgage Loans
Fixed Rates
|
|
| 1 Year Open | 6.20% |
| 1 Year Closed | 3.20% |
| 2 Year Closed | 3.25% |
| 3 Year Closed | 3.27% |
| 4 Year Closed | 3.29% |
| 5 Year Closed | 2.97% |
| 7 Year Closed | 4.25% |
|
Residential Mortgage Loans
Variable Rates
|
|
| 1 Year Open | Prime + 1.75% |
| 5 Year Closed | Prime + 0.00% |
PrimeLine Line of Credit
Prime Rate + 1.00%
Prime = 3.95%
Term Deposits
|
Non-Redeemable Term Deposit Rates
(includes Non-Registered Terms, LIF, RIF, RRSP, RESP, TFSA) Fixed Rates
|
|
| 1 Month | 0.25% |
| 2 Month | 0.30% |
| 3 Month | 0.35% |
| 1 Year | 1.50% |
| 2 Year | 1.70% |
| 3 Year | 1.80% |
| 4 Year | 2.00% |
| 5 Year | 2.20% |
| "The Builder" RRSP or TFSA | 1.60% Minimum $25 / mo |
|
Redeemable Term Deposit Rates
(includes Non-Registered Terms, LIF, RIF, RRSP, RESP, TFSA) Fixed Rates
|
|
| 1 Month | 0.25% |
| 2 Month | 0.25% |
| 1 Year | 0.85% |
Learn more about gfcu term deposits >
Variable Savings Accounts
|
Variable Savings Account Rates
(includes Non-Registered Terms, LIF, RIF, RRSP, RESP, TFSA) Fixed Rates
|
||
| Account | < $25,000 | $25,000 + |
| Retirement Savings Plan (RSP) | 0.15% | 0.25% |
| Life Income Funds (LIF) | 0.15% | 0.25% |
| Retirement Income Fund (RIF) | 0.15% | 0.25% |
| Registered Educational Savings Plan (RESP) | 0.15% | 0.25% |
| Tax Free Savings Account (TFSA) | 0.90% | 0.90% |
Learn more about gfcu saving options >
