Rates

Foreign Exchange Rates (Rates effective 2020-08-14) Buying Selling
United States (Dollar) 1.3510 1.2998

 

Mortgage Rates

Residential Mortgage Loans
Fixed Rates
1 Year Open 6.20%
1 Year Closed 3.19%
2 Year Closed 3.20%
3 Year Closed 3.35%
4 Year Closed 3.40%
5 Year Closed 2.95%
7 Year Closed 4.15%
Residential Mortgage Loans
Variable Rates
1 Year Open Prime + 1.75%
5 Year Closed Prime + 0.00%


PrimeLine Line of Credit
Prime Rate + 1.00%
Prime = 2.95%


 

Term Deposits

Non-Redeemable Term Deposit Rates
(includes Non-Registered Terms, LIF, RIF, RRSP, RESP, TFSA)
Fixed Rates
1 Month 0.10%
2 Month 0.10%
3 Month 0.10%
1 Year 0.80%
18 Month 0.90%
2 Year 1.00%
3 Year 1.20%
4 Year 1.25%
5 Year 1.30%
"The Builder" RRSP or TFSA 0.90%
Minimum $25 / mo

 

Redeemable Term Deposit Rates
(includes Non-Registered Terms, LIF, RIF, RRSP, RESP, TFSA)
Fixed Rates
1 Month 0.10%
2 Month 0.10%
1 Year 0.55%

Learn more about gfcu term deposits >

 

Variable Savings Accounts

Variable Savings Account Rates
(includes Non-Registered Terms, LIF, RIF, RRSP, RESP, TFSA)
Fixed Rates
Account < $25,000 $25,000 +
Retirement Savings Plan (RSP) 0.10% 0.15%
Life Income Funds (LIF) 0.10% 0.15%
Retirement Income Fund (RIF) 0.10% 0.15%
Registered Educational Savings Plan (RESP) 0.10% 0.15%
Tax Free Savings Account (TFSA) 0.60% 0.60%

Learn more about gfcu saving options >