Rates
| Foreign Exchange Rates (Rates effective 2021-12-07) | Buying | Selling |
|---|---|---|
| United States (Dollar) | 1.2905 | 1.2394 |
Mortgage Rates
|
Residential Mortgage Loans
Fixed Rates
|
|
| 1 Year Open | 6.25% |
| 1 Year Closed | 2.20% |
| 2 Year Closed | 2.30% |
| 3 Year Closed | 2.39% |
| 4 Year Closed | 2.45% |
| 5 Year Closed (*as low as) | 2.37%* |
| 7 Year Closed | 3.79% |
|
Residential Mortgage Loans
Variable Rates
|
|
| 1 Year Open | Prime + 3.35% |
| 5 Year Closed (**as low as) | Prime - 1.10%** |
PrimeLine Line of Credit (HELOC)
Prime Rate + 1.00%
---
Prime Rate = 2.70%
*5 year closed fixed rates as low as 2.37% for qualifying members - Normal rate: 2.57%
**5 year closed variable rates as low as Prime - 1.1% for qualifying members - Normal rate: Prime - 0.75%.
**5 year closed variable rates as low as Prime - 1.1% for qualifying members - Normal rate: Prime - 0.75%.
Term Deposits
|
Non-Redeemable Term Deposit Rates
(includes Non-Registered Terms, LIF, RIF, RRSP, RESP, TFSA) Fixed Rates
|
|
| 1 Month | 0.05% |
| 2 Month | 0.05% |
| 3 Month | 0.05% |
| 1 Year | 0.45% |
| 18 Month | 0.50% |
| 2 Year | 0.55% |
| 3 Year | 0.60% |
| 4 Year | 0.75% |
| 5 Year | 0.95% |
| "The Builder" RRSP or TFSA | 0.50% Minimum $25 / mo |
|
Redeemable Term Deposit Rates
(includes Non-Registered Terms, LIF, RIF, RRSP, RESP, TFSA) Fixed Rates
|
|
| 1 Month | 0.01% |
| 2 Month | 0.02% |
| 1 Year | 0.20% |
Learn more about gfcu term deposits >
Variable Savings Accounts
|
Variable Savings Account Rates
(includes Non-Registered Terms, LIF, RIF, RRSP, RESP, TFSA) Fixed Rates
|
||
| Account | < $25,000 | $25,000 + |
| Retirement Savings Plan (RSP) | 0.05% | 0.10% |
| Life Income Funds (LIF) | 0.05% | 0.10% |
| Retirement Income Fund (RIF) | 0.05% | 0.10% |
| Registered Educational Savings Plan (RESP) | 0.05% | 0.10% |
| Tax Free Savings Account (TFSA) | 0.20% | 0.20% |
Learn more about gfcu saving options >
