Rates
| Foreign Exchange Rates (Rates effective 2022-12-09) | Buying | Selling |
|---|---|---|
| United States (Dollar) | 1.3912 | 1.3401 |
Mortgage Rates
|
Residential Mortgage Loans
Fixed Rates
|
|
| 1 Year Open | 6.95% |
| 1 Year Closed | 5.25% |
| 2 Year Closed | 5.30% |
| 3 Year Closed | 5.35% |
| 4 Year Closed | 5.29% |
| 5 Year Closed (*as low as) | 5.60%* |
| 7 Year Closed | 6.25% |
|
Residential Mortgage Loans
Variable Rates
|
|
| 1 Year Open | Prime + 1.00% |
| 5 Year Closed (**as low as) | Prime - 0.20%** |
PrimeLine Line of Credit (HELOC)
Prime Rate + 1.00%
---
Prime Rate = 6.45%
*5 year closed fixed rates as low as 5.60% for qualifying members - Normal rate: 5.72%
**5 year closed variable rates as low as Prime - 0.50% for qualifying members - Normal rate: Prime - 0.20%.
**5 year closed variable rates as low as Prime - 0.50% for qualifying members - Normal rate: Prime - 0.20%.
Term Deposits
|
Non-Redeemable Term Deposit Rates
(includes Non-Registered Terms, LIF, RIF, RRSP, RESP, TFSA) Fixed Rates
|
|
| 1 Month | 0.40% |
| 2 Month | 0.40% |
| 3 Month | 0.40% |
| 1 Year | 3.95% |
| 18 Month | 4.00% |
| 2 Year | 4.05% |
| 3 Year | 4.10% |
| 4 Year | 4.15% |
| 5 Year | 4.20% |
| "The Builder" RRSP or TFSA | 4.00% Minimum $25 / mo |
|
Redeemable Term Deposit Rates
(includes Non-Registered Terms, LIF, RIF, RRSP, RESP, TFSA) Fixed Rates
|
|
| 1 Month | 0.20% |
| 2 Month | 0.25% |
| 1 Year | 3.10% |
Learn more about gfcu term deposits >
Variable Savings Accounts
|
Variable Savings Account Rates
(includes Non-Registered Terms, LIF, RIF, RRSP, RESP, TFSA) Fixed Rates
|
||
| Account | < $25,000 | $25,000 + |
| Retirement Savings Plan (RSP) | 0.95% | 1.05% |
| Life Income Funds (LIF) | 0.95% | 1.05% |
| Retirement Income Fund (RIF) | 0.95% | 1.05% |
| Registered Educational Savings Plan (RESP) | 0.95% | 1.05% |
| Tax Free Savings Account (TFSA) | 1.55% | 1.55% |
Learn more about gfcu saving options >
