Rates

Foreign Exchange Rates (Rates effective 2023-02-02) Buying Selling
United States (Dollar) 1.3577 1.3027

 

Mortgage Rates

Residential Mortgage Loans
Fixed Rates
1 Year Open 6.50%
1 Year Closed 5.49%
2 Year Closed 5.49%
3 Year Closed 5.59%
4 Year Closed 5.19%
5 Year Closed    5.29%
Residential Mortgage Loans
Variable Rates
1 Year Open Prime + 0.70%
5 Year Closed          Prime + 0.30%


PrimeLine Line of Credit (HELOC)
As low as Prime Rate + 0.70%

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Prime Rate = 6.70%


 

Term Deposits

Non-Redeemable Term Deposit Rates
(includes Non-Registered Terms, LIF, RIF, RRSP, RESP, TFSA)
Fixed Rates
1 Month 2.00%
2 Month 2.25%
3 Month 2.60%
1 Year 4.50%
18 Month 4.50%
2 Year 4.75%
3 Year 4.50%
4 Year 4.50%
5 Year 4.50%

 

Redeemable Term Deposit Rates
(includes Non-Registered Terms, LIF, RIF, RRSP, RESP, TFSA)
Fixed Rates
1 Year memberSHARE 3.50%

Learn more about gfcu term deposits >

 

Variable Savings Accounts

Variable Savings Account Rates
(includes Non-Registered Terms, LIF, RIF, RRSP, RESP, TFSA)
Fixed Rates
Account < $25,000 $25,000 +
Retirement Savings Plan (RSP) 0.10% 0.10%
Life Income Funds (LIF) 0.10% 0.10%
Retirement Income Fund (RIF) 0.10% 0.10%
Registered Educational Savings Plan (RESP) 0.10% 0.10%
Tax Free Savings Account (TFSA) 1.50% 1.50%

Learn more about gfcu saving options >