Rates

Foreign Exchange Rates (Rates effective 2021-06-11) Buying Selling
United States (Dollar) 1.2399 1.1888

 

Mortgage Rates

Residential Mortgage Loans
Fixed Rates
1 Year Open 6.25%
1 Year Closed 2.20%
2 Year Closed 2.30%
3 Year Closed 2.39%
4 Year Closed 2.45%
5 Year Closed (*as low as) 2.37%*
7 Year Closed 3.79%
Residential Mortgage Loans
Variable Rates
1 Year Open Prime + 3.35%
5 Year Closed (**as low as) Prime - 1.10%**


PrimeLine Line of Credit (HELOC)
Prime Rate + 1.00%

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Prime Rate = 2.70%

*5 year closed fixed rates as low as 2.37% for qualifying members - Normal rate: 2.57%
**5 year closed variable rates as low as Prime - 1.1% for qualifying members - Normal rate: Prime - 0.75%.

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Term Deposits

Non-Redeemable Term Deposit Rates
(includes Non-Registered Terms, LIF, RIF, RRSP, RESP, TFSA)
Fixed Rates
1 Month 0.05%
2 Month 0.05%
3 Month 0.05%
1 Year 0.45%
18 Month 0.50%
2 Year 0.55%
3 Year 0.60%
4 Year 0.75%
5 Year 0.95%
"The Builder" RRSP or TFSA 0.50%
Minimum $25 / mo

 

Redeemable Term Deposit Rates
(includes Non-Registered Terms, LIF, RIF, RRSP, RESP, TFSA)
Fixed Rates
1 Month 0.01%
2 Month 0.02%
1 Year 0.20%

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Variable Savings Accounts

Variable Savings Account Rates
(includes Non-Registered Terms, LIF, RIF, RRSP, RESP, TFSA)
Fixed Rates
Account < $25,000 $25,000 +
Retirement Savings Plan (RSP) 0.05% 0.10%
Life Income Funds (LIF) 0.05% 0.10%
Retirement Income Fund (RIF) 0.05% 0.10%
Registered Educational Savings Plan (RESP) 0.05% 0.10%
Tax Free Savings Account (TFSA) 0.20% 0.20%

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