Rates

Foreign Exchange Rates (Rates effective 2018-07-13) Buying Selling
United States (Dollar) 1.3443 1.2943

 

Mortgage Rates

Residential Mortgage Loans
Fixed Rates
1 Year Open 6.00%
1 Year Closed 3.29%
2 Year Closed 3.34%
3 Year Closed 3.50%
4 Year Closed 3.59%
5 Year Closed 3.60%
7 Year Closed 5.00%
Residential Mortgage Loans
Variable Rates
1 Year Open Prime + 1.50%
1 Year Closed Prime + 0.50%
5 Year Closed Prime + 0.00%


PrimeLine Line of Credit
Prime Rate + 1.00%
Prime = 3.70%


 

Term Deposits

Non-Redeemable Term Deposit Rates
(includes Non-Registered Terms, LIF, RIF, RRSP, RESP, TFSA)
Fixed Rates
1 Month 0.25%
2 Month 0.25%
3 Month 0.30%
1 Year 1.25%
2 Year 1.35%
3 Year 1.40%
4 Year 1.50%
5 Year 2.00%
18 Month "The Builder" RRSP or TFSA 1.35%
Minimum $25 / mo

 

Redeemable Term Deposit Rates
(includes Non-Registered Terms, LIF, RIF, RRSP, RESP, TFSA)
Fixed Rates
1 Month 0.25%
2 Month 0.25%
1 Year 0.75%

Learn more about gfcu term deposits >

 

Variable Savings Accounts

Variable Savings Account Rates
(includes Non-Registered Terms, LIF, RIF, RRSP, RESP, TFSA)
Fixed Rates
Account < $25,000 $25,000 +
Retirement Savings Plan (RSP) 0.20% 0.25%
Life Income Funds (LIF) 0.20% 0.25%
Retirement Income Fund (RIF) 0.20% 0.25%
Registered Educational Savings Plan (RESP) 0.20% 0.25%
Tax Free Savings Account (TFSA) 1.00% 1.00%

Learn more about gfcu saving options >