Rates

Foreign Exchange Rates (Rates effective 2022-12-09) Buying Selling
United States (Dollar) 1.3912 1.3401

 

Mortgage Rates

Residential Mortgage Loans
Fixed Rates
1 Year Open 6.95%
1 Year Closed 5.25%
2 Year Closed 5.30%
3 Year Closed 5.35%
4 Year Closed 5.29%
5 Year Closed (*as low as) 5.60%*
7 Year Closed 6.25%
Residential Mortgage Loans
Variable Rates
1 Year Open Prime + 1.00%
5 Year Closed (**as low as) Prime - 0.20%**


PrimeLine Line of Credit (HELOC)
Prime Rate + 1.00%

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Prime Rate = 6.45%

*5 year closed fixed rates as low as 5.60% for qualifying members - Normal rate: 5.72%
**5 year closed variable rates as low as Prime - 0.50% for qualifying members - Normal rate: Prime - 0.20%.

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Term Deposits

Non-Redeemable Term Deposit Rates
(includes Non-Registered Terms, LIF, RIF, RRSP, RESP, TFSA)
Fixed Rates
1 Month 0.40%
2 Month 0.40%
3 Month 0.40%
1 Year 3.95%
18 Month 4.00%
2 Year 4.05%
3 Year 4.10%
4 Year 4.15%
5 Year 4.20%
"The Builder" RRSP or TFSA 4.00%
Minimum $25 / mo

 

Redeemable Term Deposit Rates
(includes Non-Registered Terms, LIF, RIF, RRSP, RESP, TFSA)
Fixed Rates
1 Month 0.20%
2 Month 0.25%
1 Year 3.10%

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Variable Savings Accounts

Variable Savings Account Rates
(includes Non-Registered Terms, LIF, RIF, RRSP, RESP, TFSA)
Fixed Rates
Account < $25,000 $25,000 +
Retirement Savings Plan (RSP) 0.95% 1.05%
Life Income Funds (LIF) 0.95% 1.05%
Retirement Income Fund (RIF) 0.95% 1.05%
Registered Educational Savings Plan (RESP) 0.95% 1.05%
Tax Free Savings Account (TFSA) 1.55% 1.55%

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