Plain and simple, term deposits are an incredibly safe way to invest. You know your return upfront, and there will be no surprises or market implications. Put in $xx and get back $xx(+). There are numerous ways to take advantage of these products and use them to add security to your savings strategy.

Are Term Deposits Smart for Me?

There is no direct answer to this. Everyones investment strategy is different. It depends on your goals and what exactly you want your money to do for you. Our account managers are well versed in this world, and can help you figure out exactly what is good for you. It may be a 1 year product, a 5 year product, or it might be something else entirely. The only way to know is by sitting down and examining your needs. That is why we are here, to work with you, and make it as easy as possible.

No matter if you are a non-member or life-time member, our account managers will sit with you and look at your specific scenario.

 

Non-Redeemable Term Deposit Rates (includes Non-Registered Terms, LIF, RIF, RRSP, RESP, TFSA) Fixed Rates
1 Month	2.00%
2 Month	2.25%
3 Month	2.60%
1 Year	4.50%
18 Month	4.50%
2 Year	4.50%
3 Year	4.50%
4 Year	4.50%
5 Year	4.50%

 

Redeemable Term Deposit Rates (includes Non-Registered Terms, LIF, RIF, RRSP, RESP, TFSA) Fixed Rates
1 Year memberShare	3.50%